Join our AltoCredit Community

Build credit without the hassle.

  • No Credit Score Required

  • Guaranteed Approvals

  • Cancel Any Time

  • Reports to Major Credit Bureaus

  • Improve your credit

  • Helps FICO & Vantage Scores

Build credit without the hassle.

  • No Credit Score Required

  • Guaranteed Approvals

  • Cancel Any Time

  • Reports to Major Credit Bureaus

  • Improve your credit

  • Helps FICO & Vantage Scores

Report your Rental History

Add your rent history to your credit. Add up to 2 years of past rental history to your credit report. Get reporting in as little as 2 weeks.

Easy way to build credit. This secured Mastercard reports to 3 bureaus quickly and easily. No credit check, guaranteed approval.

Get a secured bank loan that is placed in a savings account. Loan reports to all 3 bureaus. Apply in minutes, guaranteed approval.

Build Your Creditwith a Debit Card

Extra is the first debit card that builds credit and earns rewards points just like a credit card. No credit checks. Works with your current bank.

“The best way to see your credit grow is to increase the amount of positive accounts you have reporting to the credit bureaus. Having a solid payment record with low balances and a long length of history will make up 80% of your credit scores. Using our resources will ensure you are approved regardless of your credit score. Building credit is so much easier".

- Amus Stevens

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