Improve Your Credit!

Get a Free Credit Review Today

Let us help you understand your credit report and find out if Credit Repair is the best option to reach your financial goals.


• One on one consultation with a Credit Professional
• Personalized review of all 3 credit reports and scores

• A custom action plan to improve your credit
• Help accessing your credit monitoring report
• There is no risk and no obligation

FREE CREDIT REVIEW

Improve Your Credit!

Get a Free Credit Review Today

Let us help you understand your credit report and find out if Credit Repair is the best option to reach your financial goals.

• One on one consultation with a Credit Professional
• Personalized review of all 3 credit reports and scores
• A custom action plan to improve your credit
• Help accessing your credit monitoring report
• There is no risk and no obligation

Free Credit Review

Get a free professional review of all 3 credit reports and scores

Credit Audit

A complete analysis of your credit report & personalized action plan

Credit Repair

Remove inaccurate and unverifiable items on your credit reports

Our Mission

Everyone deserves to be treated like a person. Everyone deserves the best chance to pursue their life goals and dreams. No one should be held back bad credit that may be unverifiable. Those beliefs drive and guide everything we do at Alto Credit.

Our compassionate, motivated credit professionals are dedicated to helping people and families from all backgrounds improve their lives by improving their credit. We accomplish this together with you through credit repair, education, and guidance. If you’re ready to start the next chapter of your life, we’re here to help you.

 

Get to Know Us

We are a family-owned credit advisory business established in 2014. Our owner comes from a professional background in investment banking, and our staff has years of experience in a variety of financial industry businesses. We are personally committed to improving your credit and life while providing you best-in-class customer service.

– ALTO TEAM –

Our Credit Repair & Advisory Services

Free Credit Review

We will review your most recent credit reports to determine if you are a good fit for credit repair. While doing so, we will identify any questionable or inaccurate items and form a plan of action for you to begin improving your credit right away.

Credit Audit

We will investigate every detail of your credit accounts and items, provide you a detailed breakdown of your negative items, and work with you to plan out your personal strategy for strengthening your credit and boosting your credit scores.

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Credit Repair

We will file customized disputes with the credit bureaus, your creditors, and collection agencies on your behalf. We will also handle responses and accelerate the process for you as needed, using advanced credit dispute tactics.

Find Out How to Start Improving Your Credit Now!

In this free, easy-to-read guide, we explain the steps we take to help our clients get real results. There are no strings attached. We only want to help answer your questions so you can make the best decision to enhance your financial freedom

 

Find Out How to Start Improving Your Credit Now!

In this free, easy-to-read guide, we explain the steps we take to help our clients get real results. There are no strings attached. We only want to help answer your questions so you can make the best decision to enhance your financial freedom
Get Better Credit

Don’t Let Bad Credit Hold You Back

Bad credit holds back good people from pursuing their American Dream. Bad credit can prevent you from achieving everything from buying your dream home to getting a better job.

Furthermore, collections, fees, and a credit profile that flags you as untrustworthy not only locks you out of opportunities, but also costs you your reputation and increased stress.

Millions of people have errors in their credit reports. They may be buried in easily overlooked details, but they can have a serious effect on your credit scores. Everyone deserves the best chance to pursue their best life. Especially when it comes to your credit.

Improve Your Credit, Improve Your Life

Our team of professional credit advisors is here to help you gain control over your finances. We advocate on your behalf to get unverifiable items removed from your credit history while helping you strengthen your financial profile. Better credit can help you qualify for:

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A new or better mortgage
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Auto loans and financing
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Personal loans
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Home improvement loans
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Personal and retail credit
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Credit cards and new credit
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A new or better job
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Home, apartment, and car rental
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Better interest rates on loans and credit
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Better rates on insurance
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Lower monthly payments
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Lower utility and phone bills
Don’t take our word for it

Hear From Our Satisfied Clients

hear success stories from real clients

Jason Diaz New York, NY

"I am a mortgage consultant for a major bank. I have been in the mortgage industry for several years now and working with the guys (and gal) at AltoCredit has been such an awesome experience. I meet clients who don't always qualify for lending because of...

Steven Bronx, NY

"AltoCredit really helped me clear my credit, within 90 days I had zero debts on my report. The process was easily explained by Amus who’s not only very knowledgeable in the field of credit and finance, he was also always available, day or night, to answer any...

Annie

Bronx, NY

Altocredit got off my tax lein and my school loan late payments were actually deleted entirely. I was working with them for 3 months and i am sooo happy with the results! I recommend to everyone!

Michelle Guirguis

Westchester, NY

I was referred to AltoCredit by my mortgage agent this summer. I had a few collection accounts and nuisance negatives which were holding my score down. This month October '14 I have been preapproved for a loan and looking with my husband for a new home. I will always recommend their services and I am happy so far!!!

Jason K.

Teaneck, NJ

My credit coordinator Amus has been calling me and coaching me through this process. I am still in awe. He removed 18 negative accounts from my credit report. This process is easier than a dental visit. I will always refer friends and family with pride. Thank you again team!

Manuel

Bronx, NY

Working with my credit advisor was excellent. I was referred to this company through
an auto dealership and after about four months I'm high enough to qualify for a used
car. I am still a customer now working on my credit and will continue as long as it takes.

Our Advisors Are Standing By

We’re ready to help you achieve your goals.