Improve Your Credit!

Get a Free Credit Review Today

Let us help you understand your credit report and see if you qualify for credit repair.

We are open until 8 pm est.

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  • One on one consultation with a credit professional

  • Personalized disputes letters we give you copies of

  • Downloadable mobile app to remain in touch on the go

  • A custom action plan to improve your credit

  • Innovative AI Powered dispute strategies using ChatGPT

Grab your FREE guide "41 Most Common Credit Reporting Errors that could affect your credit."

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Trusted Credit Repair Professionals

At AltoCredit, we believe in 100% transparency. Follow your credit repair process in real-time as we share letters and teach you all about credit along the way.

See your letters - Approve or edit your letters before we certify mail or fax them.
Sign your letters - Aggressive dispute tactics. Adopt your dispute letters.
Save your letters - Keep copies of work done on your file. You own it.

  • See your letters - Approve or edit your letters before we certify mail or fax them.

  • Sign your letters - Aggressive dispute tactics. Adopt your dispute letters.

  • Save your letters - Keep copies of work done on your file. You own it.

Improve Your Credit, Improve Your Life

Our team of professional credit advisors is here to help you gain control over your finances. We advocate on your behalf to get unverifiable items removed from your credit history while helping you strengthen your financial profile. Better credit can help you qualify for:

  • A new or better mortgage rate

  • Auto loan or refinancing

  • Getting approved for solar

  • Personal loans

  • Home improvement loans

  • Personal and retail credit

  • Get approved for business credit

  • A new job or promotion

  • Apartment approvals

  • Start a business

  • Lower utilitiy and phone bills

  • Better rates on insurance

  • Lower monthly payments

  • No document approvals for personal lending products.

Typical Accounts That We Help Challenge:

Collections

Bankruptcy

Repossessions

Charge Offs

Student Loans

Late Payments

Inquiries

Personal Info.

What's Our Process?

We have a team of credit advisors waiting to answer all your questions.

Free Credit Review

We will review your most recent credit reports to determine if you are a good fit for credit repair. While doing so, we will identify any questionable or inaccurate items and form a plan of action for you to begin improving your credit right away.

Strategy and action plan

We will investigate every detail of your credit accounts and items, provide you a detailed breakdown of your negative items, and work with you to plan out your personal strategy for strengthening your credit and boosting your credit scores.

Regular Coaching Calls

We will file customized disputes with the credit bureaus, your creditors, and collection agencies on your behalf. We will also handle responses and accelerate the process for you as needed, using advanced credit dispute tactics.

Need to Build Credit?

No problem, we can help.

It can be very challenging to build new positive credit when you do not have credit already. This makes it difficult to get approved unless your credit scores are already in the 600's. We know how to get you reporting positive credit right away. Additionally, we can backdate 24 months rental reporting to boost your scores quickly.

We are on a mission.

At AltoCredit, we are dedicated to helping clients improve their credit and achieve their life goals. We understand that bad credit can hold people back and we believe firmly that bad credit can be fixed. Our commitment to exceptional customer experiences is built on respect, integrity, and delivering measurable results. Our fully transparent credit repair process is accessible through our user-friendly app, available for download on both the App Store and Google Play. With our app, clients can communicate with our entire team through chat or video call, and easily manage and save their dispute letters. Our mission is to empower our clients by teaching them how to improve their own credit and understand the credit repair process as it unfolds.