The Alto Circle
Designed for AltoCredit graduates who are serious about maintaining their progress and staying ahead of anything that could set them back.
You did the work. Now protect it.
Includes your ScoreTribe credit monitoring — billed through their site.
Everything in the Alto Circle
Five layers of protection and support — all for the cost of your credit monitoring.
Real-time alerts the moment anything changes on your report — new accounts, inquiries, score shifts. You'll know before it becomes a problem, not after.
Every month you'll receive a personal email from Erica with what to watch for right now — seasonal advice timed to holiday spending, tax season, home buying season, and more. Stay sharp without having to think about it.
At 90 days, 6 months, and 1 year after completing your program, we check in to celebrate your progress and make sure your score is holding strong. You did the work — we recognize it.
If life happens and something hits your report, you come back to AltoCredit as a returning client — discounted rate, no waitlist, no starting from scratch. This benefit alone is worth the membership.
Alto Circle members get early or free access to AltoCredit's live DIY Credit Repair events and workshops — before they open to the public. A built-in perk that keeps you connected and learning.
Connect with fellow AltoCredit graduates, ask questions, share wins, and get advice from people who've been through the same journey. A private, supportive space to keep growing.
Simple Pricing
$24.99 / month
The $24.99 is the cost of your ScoreTribe credit monitoring plan — everything else in the Alto Circle is included with it. You sign up directly through ScoreTribe's site and get all the Circle benefits automatically.
Alto Circle is for you if…
You've graduated from AltoCredit's active repair program
You want to protect the score you worked hard to build
You'd rather be alerted to a problem than discover it too late
You want to stay connected to expert guidance without ongoing fees
You're planning a major financial move in the next 6–12 months
You want priority access if you ever need repair support again
CROA Compliant
The Alto Circle is a voluntary alumni monitoring membership. Credit monitoring is provided through ScoreTribe and billed independently. AltoCredit does not guarantee specific score outcomes. You have the right to monitor your credit directly through the bureaus at no cost.
Ready to protect what you've built?
Talk to your advisor about joining the Alto Circle after your active program ends.
Get Started