The normal timeframe for credit repair can vary depending on the individual's credit history and the severity of their credit issues. However, as a general guideline, results normally start within the first 35-45 days and can take anywhere from a few months to a year or more to see significant improvements in one's credit score.

No, running your own credit report or score will not result in a hard inquiry on your credit report. Your credit monitoring service will be considered a soft inquiry. Note: It's important to regularly check your credit report to monitor for errors or unauthorized activity and to ensure that your credit score is accurate. We recommend

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At AltoCredit, we value a team-based approach to serving our clients' credit repair needs. As our client, you can reach out to us through various channels, including our iOS and Android app, phone, email, and text. You'll be assigned a dedicated advisor to guide and coach you through the credit repair and building process. We also offer self-service education centers and live webinar meetings for our credit community.

Our process is designed to provide you with access to credit-building accounts that are guaranteed to be approved and reported to the credit agencies. In addition to helping you get approved for credit building accounts, we also have expertise in navigating the credit card application process. We have a deep understanding of which credit card companies check which credit bureaus, and we'll guide you towards the cards that are most likely to approve your application.

Typically, our clients start seeing results within the first 35-45 days of enrollment in our program. However, success is measured differently for everyone. For instance, some clients may need a credit score of 600 for solar, while others may need a score of 620 for a mortgage. We evaluate success based on the specific goals of each client, and as long as they follow our process, adhere to the guidelines provided by their advisor, and stay committed, they will usually see improvements in their creditworthiness.

We are committed to our clients beyond their time in our program, and we will continue to be there for them as long as they need help. Furthermore, clients will remain part of our Altocredit credit community, where many graduates remain friends for years. We aim to build a lasting relationship with our clients and become their go-to source for credit advice, education, and support.