What are the credit bureaus' phone numbers?

April 21, 2023

Written by: Amus Stevens, Owner and Senior Credit Advisor for AltoCredit Advisors.

When it comes to resolving credit-related issues, calling the credit bureaus can be a daunting task. The three major credit bureaus, TransUnion, Experian, and Equifax, have our personal information to make billions of dollars a year, but getting through to them on the phone can be a frustrating experience. However, sometimes a simple phone call can make all the difference.

Here are some tips and resources to help you when calling the credit bureaus.

  • Prepare before you call Before you pick up the phone, make sure you have all the necessary information on hand. This includes your full name, social security number, date of birth, and any account numbers or dispute information you need to discuss. Being prepared can save you time and help you get the assistance you need more quickly.
  • Be patient Credit bureaus are known for having long wait times, so be prepared to wait on hold for a while. However, you can minimize your wait time by calling during off-peak hours, such as early morning or late afternoon. It's also a good idea to have something to occupy your time while you're on hold, such as a book or a crossword puzzle.
  • Stay calm and polite While it can be frustrating to deal with credit bureaus, it's important to remain calm and polite when speaking with their representatives. Remember, they are there to help you, and being rude or aggressive will only make the situation worse. Take a deep breath, stay focused, and communicate your issue clearly.
  • Use the right phone numbers Each of the three major credit bureaus has its own customer service phone number. Make sure you're calling the right one based on your location and the type of request you have. Here are the customer service phone numbers for each of the major credit bureaus:

  • Equifax: 1-888-378-4329 or 1-800-685-1111
  • Experian: 1-888-397-3742 or 1-866- 617-1894
  • TransUnion: 1-800-916-8800 or 1-866-744-8221

You can also find additional contact information for each of these credit bureaus on their websites.

Good Luck!