Why Choose Us?

We understand how nerve-racking and confusing credit can be for most people. This is especially true when you’re trying to close on a home or car, or you’re otherwise pressed to improve your credit quickly.

That’s why we assign a certified Credit Advisor to every client and their case. You’re never left to fend for yourself with Alto Credit. We’re here to offer you professional guidance so that you know exactly what needs to be done to build your credit and achieve the lifestyle you desire.

Based on our extensive experience in the financial services and credit industries, we’ve developed unique strategies for dealing with Equifax, Experian, TransUnion, and creditors. Put simply, we know what works.
That’s why we’re confident enough to charge only for our results! That’s our promise to you, and our way of eliminating your risk and worry. It’s time to put true professionals by your side, advocating for you.

Erica Bonilla

Owner and President

Erica is passionate about helping others succeed financially. She has dedicated her career to giving others a peace of mind by finding solutions in their financial problems.
Erica graduated from College of Mount Saint Vincent and is currently pursuing her master’s degree in Business Administration.
She also has years of experience in the banking industry, which has helped her establish new initiatives and develop programs to provide customized financial and credit guidance.
In her downtime, Erica loves to spend time with her family, read, blog, and work out at the gym.

Amus Stevens

Owner and President

Randy

Credit Professional