Startup and existing businesses can qualify for up to $150,000 through our Unsecured Business Finance program.

This program is designed to help your clients get funding based on their personal credit only. The lenders will not ask for financials, bank statements, business plans, resumes, or any other of the documents so commonly requested with conventional bank funding.

This program is as close to a “no-doc” program as your clients can get with business funding.

To qualify lenders will look solely at their personal credit quality. They want to see no derogatory items on their report, a high consumer credit score of 720 or greater, a low amount of inquiries on their report, and they want your clients to have low balances on their existing credit cards now, below 30% of their current limits.

Approvals come in increments of $10,000, and your clients can secure up to $150,000 in total funding using these unsecured credit cards. How much your clients will be approved for is typically based on their existing credit card limits now, so the higher their existing credit limits are the more money your clients will secure.
Most unsecured cards in this program offer very low initial intro interest rates, as low as 0% for the first 6 months. Rates typically range from 5-15% after that based on risk. Any success-based fees are rolled into the transaction so your clients won’t pay out-of-pocket.

Our unsecured accounts report to the business credit reporting agencies to get your clients the money they need and help build your business credit profile and score.

Plus, these accounts have no effect on your client’s credit utilization helping keep their consumer credit scores high.

This is one of our most popular programs as no business financials are required for qualification.