Meet Erica

Good Day,

My name is Erica Bonilla and I am the Co-founder of AltoCredit Advisors. I am a mother, partner, family member and friend who will continuously advocate for the betterment of our communities. AltoCredit was founded on the principles of giving a second chance to those who may have experienced a hiccup along the journey of life.
For over 10 years, I have helped families make life changing decisions with their finances and investments in the bank, real estate and insurance industry. When working in the bank industry, one constant factor I came across was the opportunity for the person who just needed to overcome obstacles with the proper guidance and knowledge.
I am college graduate from Mount Saint Vincent with a degree in psychology . I was licensed with a Series 6, 63 and health/life insurance. I also currently hold my real estate license in New York City. My experiences have made me aware of disadvantages of poor credit in each industry and I am excited to educate my clients on how to get to their goal.
My team is exceptional and we work on making sure every client experience is a 5 star experience. Credit should not be the reason you do not get answers, have goals, and get concierge service.
Si, hablo español.

  • (646)-582-8516
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Meet Amus

I’ve always struggled with telling people “NO” because of bad credit. I decided to become the change that people needed.”

Amus Stevens is the co-owner and Senior Credit Advisor at AltoCredit Advisors LLC. Amus prides himself on having hands on experience in the world of credit, lending and investments. Prior to starting AltoCredit, Amus was a Private Client Banker at Wells Fargo and JP Morgan. He focused on helping consumer and business owners navigate the complex world of finance.

Amus received his education from John Jay and Mercy College. He holds a degree in Finance and Economics and an association to the New York culture only a native possesses. Born and raised in the Bronx, NY, Amus has a connection to his community and the people who reside in it.

His experience and knowledge have afforded him the opportunity to host first-time home buyer and community seminars. He has also conducted corporate sales trainings and community outreach events with Bronx Small businesses as the focus.

“I lead with passion. How can I help my clients bring that dream to fruition?

AltoCredit was the answer.

  • (646)-854-1396

Meet Randy

Hey Everyone ! 

My name is Randolph Peralta but you can call me Randy to keep it short.

A little bit about me, I guess we can start with...I'm a "Boogie Down Bronx" New York Native; I have a unique personality that slowly pulls you into and might eventually make you want to invite me over with the Family for your next Thanksgiving Dinner, ( please don't hesitate to invite, I love food lol ) I'm also a great conversationalist, and I have a knack for solving Modern day financial problems, faster than the average person.  I'm here for you to service all of America with joy & pride, I honestly love what I do.

I'm also a conscientious Credit Advisor who exudes credibility, commitment, and determination. 

My passion to help you achieve Financial Freedom through Credit, is apparent through my excellent communication skills and a warm and friendly approach.

I utilize my previous experiences from Banking, Investments, Tax Preparation & Real Estate , to help all of my client's make a more wiser decision that counts the most when a situation arises.

As a Credit Advisor, my first priority is to make my clients happy. 

I love to listen to my clients' wants and needs to achieve the best outcome in every situation and guide them with their goals. I strive to ensure that the Credit Repair process is fun, easy and stress-free. My clients can count on me any time of day when they have any questions or concerns.

  • (914)-505-6209